PPO

A Preferred Provider Organization (PPO) is a type of health insurance plan that offers members greater flexibility in choosing healthcare providers. Unlike Health Maintenance Organizations (HMOs), PPOs allow you to see any doctor or specialist without a referral, including those outside the network, although at a higher cost. This flexibility is beneficial for individuals who require specialized care or prefer a broader selection of healthcare providers. PPO plans typically have higher premiums than other plan types but provide more freedom in accessing medical services. Understanding your specific healthcare needs and budget is essential when considering a PPO plan for your insurance coverage